When planning a trip, it is not only necessary to plan the sites to be visited and the passages involved in the crossing, but also to verify what the specific requirements are, in accordance with the migration policy of each country.

Currently, there are some destination countries that require mandatory travel insurance to enter. But what are these countries? For what reasons is it required? On this occasion, from this QTAssist analysis, we will provide a list with the countries and particular regulations on this subject.

Having travel insurance is essential for some countries

For legal reasons or for reasons related to the particularities of the health systems of each country, in case you want to travel to certain destinations, prior travel insurance is mandatory. According to each State, it must include a series of specific elements. Next, the main countries that have this regulation will be described.

Cuba

Since 2010, Cuban government officials have caused anyone wanting to enter the country must have a cover travel or medical insurance for travelers. This should cover the possible contingencies of health during the entire stay. And in addition, it must include expenses related to repatriation and assistance 24/7.

Ecuador

Since 2018, this country has established as a requirement the presentation of medical insurance with the highest level of coverage possible and that has at least the same duration as the time spent in the Ecuadorian territory. In fact, the Migration Department of that country will ask each passenger for the certificate of payment or proof of the coverage in question, to enable entry into Ecuador.

Rusia

In this case, travel coverage must also include medical insurance and logistic support in case of eventual repatriation. Likewise, it is requested to explicitly clarify the amount of income that will be carried out in the country. At the same time, the company must have some kind of commercial alliance with a Russian travel coverage company.

Argelia

Another country that has this mandatory requirement is Algeria. When obtaining the corresponding visa, the tourist will be asked to present the copy of the travel coverage that has been hired. And it must be valid for the entire period of stay in the country.

Zona Schengen

In the case of the Schengen area countries, travel insurance is required if you are not a citizen of any of your member countries (Germany, Austria, Belgium, Denmark, Slovenia, Spain, Estonia, Finland, France, Greece, Holland , Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Czech Republic, Slovak Republic, Sweden and Switzerland).

Travel insurance in the Schengen area must meet a series of minimum requirements:

• It must cover emergency medical assistance and repatriation in cases of emergency or death.
• The insurance must have the same validity as the time spent in the Schengen area.
• The insurer must have a branch in Europe.
• The insurance cannot have any type of franchise associated.
• The return of medical expenses cannot be reimbursed.

Finally, from QTAssist, companies and travel assistance insurers are recommended to inform their clients about the special provisions that govern, according to the migration framework of each destination country. And also, the scope of the coverage they have hired.